Staff Product Manager, Payment

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Staff Product Manager, Payment based in Australia. This is a high-impact product leadership role focused on building and evolving payment infrastructure where product decisions directly influence how businesses get paid. You’ll own the Payments product end to end, spanning payment rails, ledgers, settlement, reconciliation, fraud, risk, compliance, and customer experience. Working in a tight pod alongside engineers and a designer, you’ll move rapidly from identifying opportunities to validating, shipping, and improving solutions with real customers. The role places a strong emphasis on product judgment, experimentation, technical fluency, and measurable business outcomes rather than traditional roadmap management. You’ll operate in an AI-enabled product environment where speed is important, but financial accuracy, reliability, and risk management are critical. This is an opportunity for an experienced payments product leader to shape a globally relevant financial platform while working with substantial autonomy. Own the evolution of the Payments product end to end, covering payment rails such as ACH, PAD, and cards, as well as ledger and settlement infrastructure, payouts, reconciliation, payment methods, tokenisation, fraud and risk controls, reporting, and compliance. Identify, assess, and prioritise high-impact opportunities, defining clear hypotheses, expected outcomes, and appropriately sized time budgets before development begins. Make decisive scope and prioritisation trade-offs, distinguishing must-have requirements from lower-value enhancements and owning those decisions throughout delivery. Work as a peer builder within a cross-functional product pod alongside engineers and a designer, providing clear product direction and making timely decisions when ambiguity arises. Ship usable solutions to real customers early, gather direct feedback, and rapidly iterate based on evidence rather than attachment to the original plan. Build deep customer understanding by speaking directly with businesses about invoicing, payment collection, reconciliation, and the operational friction they experience. Drive payment volume, adoption, activation, and utilisation by combining quantitative data with customer feedback to identify and remove barriers to growth. Own the post-launch product lifecycle, monitoring adoption and business outcomes and driving improvements whenever solutions fail to deliver their intended impact. Balance speed with financial and operational risk, identifying which changes can be released safely through controlled rollouts and which require more rigorous validation. Improve the reliability, scalability, compliance, and performance of global payment infrastructure in partnership with external payment providers. Use AI tools throughout the product development lifecycle to accelerate research, data exploration, prototyping, documentation, and synthesis of complex information. Define success metrics and evaluate the quality of product decisions through learning speed, cycle time, iteration, prioritisation accuracy, adoption, and measurable business outcomes. Collaborate with Product Marketing, Sales, Customer Success, Support, Risk, and other teams to ensure new payment capabilities are understood, supported, and successfully adopted. Requirements: 7+ years of product management experience, including at least 3 years working directly in payments or fintech. Demonstrated ownership of money-movement products or infrastructure, with hands-on understanding of payment rails, authorisation, settlement, ledgers, transaction processing, or related systems. Strong technical fluency across payment infrastructure, including providers such as Stripe, Adyen, Plaid, or comparable platforms. Deep understanding of payment failure modes and operational considerations such as reconciliation discrepancies, s